Risk Management Report

These principles, combined with a series of relevant interrelated tools and processes in the planning of the Group strategy, make for a robust control framework.

  • Advanced, comprehensive management of all risks, with a forward-looking approach.
  • Lines of defence that enable risk to be managed at source, controlled and monitored, in addition to an independent assessment.
  • Risk culture embedded in the entire Organisation.
  • A model based on autonomous subsidiaries with robust governance that separates the risk management and control functions.
  • Appropriate information management and technological infrastructure.
  • Risks managed by the units that generate them.