Results by countries and businesses

Balanced geographic diversification is key to our stable and predictable growth.

A Santander branch in Spain


Banco Santander became the leading bank in Spain following the acquisition of Banco Popular. Santander Spain’s loyalty-centred strategy is producing good results while the Bank is making progress in its digital transformation.

*Figures excluding Banco Popular.

Santander Consumer Finance head office in Austria

Santander Consumer Finance

SCF is the consumer finance leader in Europe. It specialises in auto finance and in loans for durable goods, personal finance and credit cards.

It is present in 15 European countries: Germany, Austria, Belgium, Denmark, Spain, Finland, France, Netherlands, Italy, Norway, Poland, Portugal, United Kingdom, Sweden and Switzerland.

agreements with associated points of sale

agreements with 16 car and motorcycle manufacturers

Bank Zachodni WBK branch in Poland


Bank Zachodni WBK consolidates its position as the third bank in the country following the agreement to acquire the retail and private banking activities of Deutsche Bank in Poland.

Santander Totta branch in Portugal


Santander Totta is Portugal’s most profitable bank, with market shares of around 15.5% in loans and 13.2% in deposits (November 2017).

*Figures excluding Banco Popular.

Santander branch in the United Kingdom

United KingdomUnited Kingdom

Santander is one of the leading banks in the country, with an innovative value offering for retail customers and small businesses. In 2017, it remained focused on improving customer loyalty and customer experience through digitalisation and simpler products.

A Santander branch in Brazil


Santander is Brazil's third largest private bank and largest foreign bank. In 2017 it met its profitability target thanks to its customercentred business model, the commitment of its 47,000 employees and a strategy focused on profitable growth.

A Santander branch in Mexico


Santander is the second largest bank in Mexico in terms of mortgages and loans to companies, and the third largest in credit cards.

WorkCafé in Chile


Santander is the country’s leading private sector bank in terms of assets and customers.

Santander Rio branch in Argentina


Santander Río is Argentina’s leading private bank in business market share, following the integration of the retail business acquired from Citibank N.A.’s unit in Argentina and through organic growth.

Santander branch in the United States

United StatesUnited States

Santander’s US franchise consists of a retail and commercial bank in the Northeast, a nationwide vehicle financing business based in Dallas, an international private banking business in Miami providing services to non-US residents, a broker-dealer in New York and a retail bank in Puerto Rico.

Santander Global Corporate Banking (SGCB)

Santander Global Corporate Banking (SGCB)

SGCB is a global division that supports corporate and institutional clients, offering tailored services and value-added wholesale products suited to their complexity and sophistication. SGCB’s main aim is to be the best bank for its clients in Latin American and Europe, with solid business hubs in the US and Asia.